Internet Security Notice

Synergy Bank is very concerned about your privacy and protection. Please be cautious of emails or other forms of electronic communications that request you to provide confidential information. The malicious attempts may come in the form of emails, text messages or phone calls. You may also be prompted to click on a link or type in account or personal information. The correspondence may appear to be from Synergy Bank or other valid entities. Synergy Bank will not contact you in this manner regarding sensitive personal and account information. If you have any questions or concerns please contact us at 254-399-0700 or 888-400-9922..

Avoiding

Social Engineering

Attacks

Synergy Bank


Products & Services

 

CHECKING

Available Accounts

 

SYNERGY SPECIAL CHECKING

BUSINESS CHECKING ANALYSIS

BUSINESS CLASS CHECKING

 

Min Opening Deposit:

$25.00

$100.00

$100.00

 

Min. Daily Balance to Avoid Net Service Charge:

-

-

$1,500.00

 

Monthly Service Charge:

-

$15.00

$10.00

 

Additional Features:

 

We analyze the collected balances you keep with us and give you earnings credit for the money you have on deposit.  This credit may offset net service charge and per item fees that are incurred. 

$.25 per debit

$.10 per Credit

$.07 per item in deposit

Cash Mgmt/ACH

$25 monthly

Transaction fees: First 200 items per statement cycle are free. $.50 charge for each additional item in excess of 200 per statement cycle.

 

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NOW ACCOUNTS (Interest Bearing)

 

SYNERGY ONE

SYNERGY SELECT *

Min Opening Deposit:

$100.00

$15,000.00

Min. Daily Balance to Avoid Net Service Charge:

$500.00

$15,000.00

Monthly Service Charge:

$10.00

$15.00

Min. Daily Balance to Accrue Interest:

$2,500.00

$15,000.00

Transactions:

 

Free standard Synergy Select Checks Synergy Premier Club Benefits (see bank for details)

Additional Features:

 

 

*Corporations, Partnerships, LLP or LLC are not eligible for a Business NOW Account or a Synergy Select Account.

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SAVINGS ACCOUNTS

Available Accounts

 

PERSONAL SAVINGS

SYNERGY STUDENT SAVER

BUSINESS SAVINGS

Min Opening Deposit:

$100.00

$1.00

$100.00

Min. Daily Balance to Avoid Net Service Charge:

$250.00

$25.00

$250.00

Monthly Service Charge:

$5.00

$10.00 Quarterly

$10.00

Min. Daily Balance to Accrue Interest:

$250.00

$1.00

$250.00

Transactions:

Withdrawals or transfers to another account of yours or to a third party by means of a preauthorized or automatic transfer or telephone order or instruction, computer transfer or by check, draft, debit card or similar order to a third party are limited to 6 per month. Each transaction in excess of these limitations will be assessed a fee of $3.00.

Withdrawals or transfers to another account of yours or to a third party by means of a preauthorized or automatic transfer or telephone order or instruction, computer transfer or by check, draft, debit card or similar order to a third party are limited to 6 per month. Each transaction in excess of these limitations will be assessed a fee of $3.00.

Withdrawals or transfers to another account of yours or to a third party by means of a preauthorized or automatic transfer or telephone order or instruction, computer transfer or by check, draft, debit card or similar order to a third party are limited to 6 per month. Each transaction in excess of these limitations will be assessed a fee of $3.00.

Additional Features:

 

Designed for children under the age of 18.

 

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MONEY MARKET ACCOUNTS

Available Accounts

 

PERSONAL MONEY MARKET

PERSONAL CASH ADVANTAGE

BUSINESS CASH ADVANTAGE

Minimum to open account:

$2,500.00

$2,500.00

$2,500.00

Min. Daily Balance to Avoid Net Service Charge:

$2,500.00

$2500.00

$2,500.00

Monthly Service charge:

$12.00

$12.50

$12.00

Min. Daily Balance to Accrue Interest:

$2,500.00

$2,500.00

$2,500.00

Transactions:

Withdrawals or transfers to another account of yours or to a third party by means of a preauthorized or automatic transfer or telephone order or instruction, computer transfer or by check, draft, debit card or similar order to a third party are limited to 6 per statement cycle. Each transaction in excess of these limitations will be assessed a fee of $10.00.

Withdrawals or transfers to another account of yours or to a third party by means of a preauthorized or automatic transfer or telephone order or instruction, computer transfer or by check, draft, debit card or similar order to a third party are limited to 6 per statement cycle. Each transaction in excess of these limitations will be assessed a fee of $10.00.

Withdrawals or transfers to another account of yours or to a third party by means of a preauthorized or automatic transfer or telephone order or instruction, computer transfer or by check, draft, debit card or similar order to a third party are limited to 6 per statement cycle. Each transaction in excess of these limitations will be assessed a fee of $10.00.

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OTHER DEPOSIT SERVICES

SERVICES

FEATURES

Internet Banking

Simplify Your Life with Synergy's FREE Internet Banking. Internet Banking allows you to review your balances, transfer funds into other Synergy accounts, see who you wrote the check to that you didn't record in your register, and much more. It's easy to apply, Click here and print an application today. Not quite sure? Click here to try a DEMO.

Bill Payment

Tired of writing out all those checks to pay bills each month? Synergy Bank can help you with our Free Bill Pay Service. In just 4 easy steps you can pay a bill and never have to lick another stamp again. It's easy to apply,  Click here and print an application today.

Imaged Statements

No more bulky checks returned in your statement. Several to a page. Amount is boldly printed under each item. Imaged items are acceptable by the IRS and in courts of law.

VISA Check Card

Works like an ATM card and a check card anywhere VISA is accepted.  Access your cash free at all ATM machines, make purchases, transfer funds and check your balance 24 hours a day.

MasterCard/VISA Credit Card

A credit card with a competitive rate for both personal and business customers

Safe Deposit Services

Various size boxes available.

Drive-Thru Banking

Teller services available from the convenience of your automobile. Convenient hours.

Telephone Banking

Perform banking by telephone, 24 hours a day, 7 days a week. With a touchtone phone keep your checkbook in balance, make loan payments, and transfer between accounts. Call (254) 399-0042 or (866) 681-5678.

MasterCard/VISA Merchant Program

A very cost efficient way to collect credit card payments. Competitive discount rate and per item fees are some of the lowest around.

ACH Origination

Send out and collect monthly bills/invoices and make payments. Available to businesses, non-profit corporations, churches, and organizations of all kinds.

VISA Business Debit Card

A valuable tool for your business. Click here and print an application today.

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Synergy Bank, SSB is chartered under the laws of the State of Texas and by state law is subject to regulatory oversight by the Texas Department of Savings and Mortgage Lending. Any consumer wishing to file a complaint against Synergy Bank, SSB should contact the Texas Department of Savings and Mortgage Lending through one of the means indicated below: In Person or by U.S. Mail: 2601 North Lamar Boulevard, Suite 201, Austin, Texas 78705-4294, Telephone: (877) 276-5550, Fax: (512) 475-1360, E-Mail SMLINFO@sml.state.tx.us.

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