Synergy Bank


Products & Services

 

CHECKING

Available Accounts

 

PERSONAL ACCOUNT

BUSINESS ACCOUNT

BUSINESS ANALYSIS ACCOUNT

BUSINESS CLASS CHECKING

Min Opening Deposit:

$100.00

$100.00

$100.00

$100.00

Min. Balance to Avoid Net Service Charge:

$750.00

$2,500.00

-

$2,000.00

Monthly Service Charge:

$7.50

$7.50

$15.00

$10.00

Additional Features:

 

First 75 debits per statement cycle are free. A $.30 charge for each debit item in excess of 75 will be charged.

We analyze the collected balances you keep with us and give you earnings credit for the money you have on deposit.  This credit may offset net service charge and per item fees that are incurred. 

$.25 per debit

$.10 per Credit

$.07 per item in deposit

Cash Mgmt/ACH

$25 monthly

Transaction fees: First 100 items per statement cycle are free. $.50 charge for each additional item in excess of 100 per statement cycle.

<<Back to Top

NOW ACCOUNTS (Interest Bearing)

 

SYNERGY ONE ACCOUNT

BUSINESS NOW ACCOUNT*

Synergy Select *

Min Opening Deposit:

$100.00

$100.00

$15,000.00

Min. Balance to Avoid Net Service Charge:

$500.00

$2,500.00

$15,000.00**

Monthly Service Charge:

$10.00

$15.00

$15.00 **

Min. Balance to Accrue Interest:

$2,500.00

              $1,500.00

$15,000.00 **

Transactions:

 

 

Free standard Synergy Select Checks Synergy Premier Club Benefits (see bank for details)

Additional Features:

 

 

 

*Corporations, Partnerships, LLP or LLC are not eligible for a Business NOW Account or a Synergy Select Account.
** If a minimum average balance of $15,000.00 is maintained

<<Back to Top

SAVINGS ACCOUNTS

Available Accounts

 

PERSONAL SAVINGS

SYNERGY STUDENT SAVER

BUSINESS SAVINGS

Min Opening Deposit:

$100.00

$1.00

$100.00

Min. Balance to Avoid Net Service Charge:

$250.00

$25.00

$250.00

Monthly Service Charge:

$5.00

$10.00 Quarterly

$10.00

Min. Balance to Accrue Interest:

$250.00

$1.00

$250.00

Transactions:

Transfers to another Synergy account or to third parties by preauthorized, automatic, telephone, or computer transfer are limited to 6 per month. Each withdrawal in excess of these limitations will be assessed a fee of $3.00.

Transfers from a Synergy Student Saver account in person, to another account, or  third parties by preauthorized draft, telephone, or computer transfers, are limited to six per month.  An excess debit fee of $3.00 will be charged for each transaction in excess of the above limitations.

Transfers to another Synergy account or to third parties by preauthorized, automatic, telephone, or computer transfer are limited to 6 per month. Each withdrawal in excess of these limitations will be assessed a fee of $3.00.

Additional Features:

 

Designed for children under the age of 18.

 

<<Back to Top

MONEY MARKET ACCOUNTS

Available Accounts

 

PERSONAL MONEY MARKET

CASH ADVANTAGE

BUSINESS MONEY MARKET

Minimum to open account:

$2,500.00

$2,500.00

$2,500.00

Min. Balance to Avoid Net Service Charge:

$2,500.00

$2500.00

$2,500.00

Monthly Service charge:

$12.00

$12.50

$12.00

Min. Balance to Accrue Interest:

$2,500.00

$2,500.00

$2,500.00

Transactions:

Transfers from a Personal Money Market Account to another account or third parties by preauthorized, automatic, telephone, or computer transfers are limited to six per month.  An excess debit fee of $10.00 will be charged for each transaction in excess of the above limitations.

Transfers from a Personal Cash Advantage account to another account or to third parties by preauthorized, automatic, telephone, or computer transfers are limited to six per statement cycle. An excess debit fee of $10.00 will be charged for each transaction in excess of the above limitations.

Transfers from a Business Money Market Account to another account or third parties by preauthorized, automatic, telephone, or computer transfers are limited to six per month.  An excess debit fee of $10.00 will be charged for each transaction in excess of the above limitations.

<<Back to Top

OTHER DEPOSIT SERVICES

SERVICES

FEATURES

Internet Banking

Simplify Your Life with Synergy's FREE Internet Banking. Internet Banking allows you to review your balances, transfer funds into other Synergy accounts, see who you wrote the check to that you didn't record in your register, and much more. It's easy to apply, Click here and print an application today. Not quite sure? Click here to try a DEMO.

Bill Payment

Tired of writing out all those checks to pay bills each month? Synergy Bank can help you with our Free Bill Pay Service. In just 4 easy steps you can pay a bill and never have to lick another stamp again. It's easy to apply,  Click here and print an application today.

Imaged Statements

No more bulky checks returned in your statement. Several to a page. Amount is boldly printed under each item. Imaged items are acceptable by the IRS and in courts of law.

VISA Check Card

Works like an ATM card and a check card anywhere VISA is accepted.  Access your cash free at all ATM machines, make purchases, transfer funds and check your balance 24 hours a day.

MasterCard/VISA Credit Card

A credit card with a competitive rate for both personal and business customers

Safe Deposit Services

Various size boxes available.

Drive-Thru Banking

Teller services available from the convenience of your automobile. Convenient hours.

Telephone Banking

Perform banking by telephone, 24 hours a day, 7 days a week. With a touchtone phone keep your checkbook in balance, make loan payments, and transfer between accounts. Call (254) 399-0042 or (866) 681-5678.

MasterCard/VISA Merchant Program

A very cost efficient way to collect credit card payments. Competitive discount rate and per item fees are some of the lowest around.

ACH Origination

Send out and collect monthly bills/invoices and make payments. Available to businesses, non-profit corporations, churches, and organizations of all kinds.

VISA Business Debit Card

A valuable tool for your business. Click here and print an application today.

<<Back to Top


Synergy Bank, SSB is chartered under the laws of the State of Texas and by state law is subject to regulatory oversight by the Texas Department of Savings and Mortgage Lending. Any consumer wishing to file a complaint against Synergy Bank, SSB should contact the Texas Department of Savings and Mortgage Lending through one of the means indicated below: In Person or by U.S. Mail: 2601 North Lamar Boulevard, Suite 201, Austin, Texas 78705-4294, Telephone: (877) 276-5550, Fax: (512) 475-1360, E-Mail SMLINFO@sml.state.tx.us.

About Us | Letter From the President | Products & Services | Current Rates | Applications & Forms | Order Checks Online | Contact Us | Employment Opportunities | Our Privacy Policy | Consumer Protection | Home
ζ ©2005 Certegy ePayments.