CERTIFICATES
OF DEPOSIT AND IRA CERTIFICATES OF DEPOSIT
Term
Interest Rate
Annual Percentage Yield
30 DAYS
0.00
0.00
90 DAYS
0.20
0.20
180 DAYS
0.30
0.30
1 YEAR
0.70
0.70
18 MOS.
0.80
0.80
2 YEARS
0.85
0.85
3 YEARS
0.95
0.95
4 YEARS
1.10
1.10
5 YEARS
1.24
1.25
*********************
SPECIALS
*********************
15 MONTH
0.65
0.65
27 MONTH
0.65
0.65
*Certain restrictions may apply
30 and 90 Day CD's not
applicable to IRA Accounts
15 and 27 Month Specials not
applicable to IRA Accounts
Minimum Balance of $1,000.00 to open a CD.
*Annual Percentage Yield is based on
quarterly compounding.
*A penalty may be assessed for early
withdrawals.
30 MONTH CERTIFICATE OF DEPOSIT
Term 30 Month
Interest Rate
Annual Percentage Yield
Less than $95,000.00
0.90
0.90
Minimum balance of $5,000.00 to open a CD.
$95,000.000 and above
0.70
0.70
Minimum balance of $95,000.00 to open a CD.
Two rate increases will be allowed during the term of the CD
based on the product
rate at that time.
Annual Percentage Yield is based on quarterly compounding.
Additions will be allowed – Minimum deposit $5,000.00.
A penalty may be assessed for early withdrawals.
30 Month Certificate is not applicable to IRA Accounts
Member FDIC
INTEREST
BEARING ACCOUNTS
Tier Level
Interest Rate
Annual Percentage Yield
NOW Account* (Minimum daily balance of $1,500.00 required to earn the annual
percentage yield. Minimum opening deposit is $100.00.)
Less than $1,500.00
0.00
0.00
$1,500 - $9,999.99
0.10
0.10
$10,000-$24,999.99
0.15
0.15
$25,000-$74,999.99
0.20
0.20
$75,000.00 and above
0.25
0.25
Synergy One Account* (Minimum
daily balance of $2,500.00 required to earn the annual percentage yield.
Minimum opening deposit is $100.00.)
Less than $2,500.00
0.00
0.00
$2500.00-$24,999.99
0.10
0.10
$25,000-$49,999.99
0.20
0.20
$50,000.00-$99,999.99
0.25
0.25
$100,000.00 and above
0.35
0.35
Synergy Select Checking* (Minimum
daily balance of $15,000.00 required to earn the annual percentage yield.Minimum
opening deposit is $15,000.00.)
Less than $15,000.00
0.00
0.00
$15,000.00 - $19,999.99
0.10
0.10
$20,000.00 - $49,999.99
0.20
0.20
$50,000.00 - $99,999.99
0.40
0.40
$100,000.00 to $249,999.99
0.50
0.50
$250,000.00 and above
0.60
0.60
Money Market Account* (Minimum
daily balance of $2,500.00 required to earn the annual percentage yield. Minimum
opening deposit is $2,500.00.)
Less than $2,500.00
0.00
0.00
$2,500.00 - $9,999.99
0.10
0.10
$10,000.00 - $24,999.99
0.20
0.20
$25,000.00 - $49,999.99
0.30
0.30
$50,000.00 and above
0.40
0.40
Cash Advantage
Account* (Minimum
daily balance of $2,500.00 required to earn the annual percentage yield.
Minimum opening deposit is $2,500.00.)
Less than $2,500.00
0.00
0.00
$2,500 - $9,999.99
0.20
0.20
$10,000.00-$49,999.99
0.30
0.30
$50,000-$99,999.99
0.40
0.40
$100,000 and
above
0.50
0.50
Regular Savings Account* (Minimum
daily balance of $250.00 required to earn the annual percentage yield. Minimum
opening deposit is $100.00.)
Less than $250
0.00
0.00
$250 and above
0.25
0.25
Student Saver Account* (Minimum
daily balance of $1.00 required to earn the annual percentage yield. Minimum
opening deposit is $1.00.) (For minors; must be under 18 years of age)
$1.00 and above
.50
.50
*Variable
rate accounts may change after the account is opened.
*Fees
can reduce your earnings.
Synergy Bank, SSB is chartered
under the laws of the State of Texas and by state law is subject to regulatory
oversight by the Texas Department of Savings and Mortgage Lending. Any consumer
wishing to file a complaint against Synergy Bank, SSB should contact the Texas
Department of Savings and Mortgage Lending through one of the means indicated below:
In Person or by U.S. Mail: 2601 North Lamar Boulevard, Suite 201, Austin, Texas
78705-4294, Telephone: (877) 276-5550, Fax: (512) 475-1360, E-Mail
SMLINFO@sml.state.tx.us.
