Certificates of Deposit (CDs)

• Guaranteed earnings at a competitive, fixed rate
• Provides more guarantee than riskier investments
• Set aside for future savings goals
• A wide range of terms available (from 7 days to 5 years)
• Flexible interest payment options:
  • Reinvest interest into the CD
  • Receive interest by checks
  • Transfer to another account
• Early withdrawals subject to penalty
• Free digital banking, including:
  • Online banking
  • Mobile banking
  • eStatements
• $1,000 minimum deposit to open

Please contact us for current rates.

This short-term CD provides the flexibility of a savings account, combined with the higher yield of a certificate of deposit.

• Competitive, fixed interest rates
• 7-day maturity with automatic renewal feature¹
• Additional deposits of any amount may be added to the account at any time
• Partial withdrawals are allowed¹
• $1,000 minimum deposit to open

Please contact us for current rates.

¹Penalty for early withdrawal.

A great starter CD. Our 6-month certificate of deposit features a lower opening balance for those just beginning a savings plan.

• Competitive, fixed interest rates
• 6-month maturity¹
• $500 minimum to open account

Please contact us for current rates.

¹Penalty for early withdrawal.

20-Month Certificate of Deposit (CD)

Our 20-month Certificate of Deposit features a special rate for a limited time.

4.10% APY*
20-Month maturity
$10,000 minimum deposit required 

^{*Annual Percentage Yield (APY) accurate as of July 14, 2026. Rate may change without notice. Minimum deposit required to open account and obtain APY is $10,000. Fees could reduce earnings on the account. A penalty may be imposed for early withdrawal.}

Additional Eligibility Information

The 20-Month special is available to individuals and businesses. Public fund entities and IRAs are excluded.