Enjoy some extra purchasing power wherever you go.

Key Features

  • Competitive Rates
  • Anytime Funds
  • Rewards Available

Enjoy the following features with all Platinum card options:

  • Competitive rates
  • Manage your account online and go paperless at MyCardStatement.com
  • FICO score1
  • Cell phone protection2
  • Fraud monitoring and zero fraud liability
  • SecurLOCK™ fraud email and text alerts
  • Mobile payments

Rewards Platinum

  • No annual fee.3
  • Unlimited reward points that don’t expire. Earn one point per dollar on net purchases and redeem them for merchandise, rental cars, travel and much more. Visit cRewardsCard.com for details.4

Cash Rewards Platinum

  • No annual fee.3
  • Earn 1% cashback on all net purchases. Cash rewards never expire.4

Platinum Edition

  • No annual fee.3
  • No penalty Annual Percentage Rate (APR) and competitive rates.4

Secured Platinum

  • $29 annual fee.
  • Build credit, and with responsible use, become eligible to upgrade to an Unsecured Credit Card.

1FICO® is a registered trademark of Fair Isaac Corporation in the United States and other countries. FICO scores are updated monthly. You may not see your FICO® score right away. Some exclusions apply. Cardholder receiving employee pricing are not eligible.

2Certain terms, conditions, and exclusions apply. In order for the coverage to apply, you must charge your eligible cellular wireless to your bill to your covered TCM Bank-issued card. To learn more about this benefit or to file a claim visit the FAQ section at www.cardbenefitservices.com or call 1-866-894-8569.

3 0% Intro Annual Percentage Rate applies to purchases and balance transfers for the first 12 billing cycles after account opening. When this period ends, your APR will vary based on the highest U.S. Prime Rate published in the Wall Street Journal on the last business day of the calendar month prior to your statement closing date (“Last Business Day”) and apply it beginning with the first billing period following the Last Business Day. We add a margin to the Prime Rate to determine variable APRs. APRs shown here are based on a 3.25% Prime Rate. For each billing period, the APR may increase or decrease with the Prime Rate. Rewards Platinum APRs are currently between 9.99% and 19.99%, Platinum Edition APRs are currently between 8.99% and 18.99%, and Cash Rewards Platinum APRs are currently between 12.99% and 22.99%. Rates are accurate as of April 30, 2020 and are subject to change. To find out what may have changed, contact us or check our website for current rates. If you make a late payment or make a payment that is returned unpaid during the introductory period we may end your introductory APR and apply the standard purchase and balance transfer APR. Balance transfer fees are either $5 or 3% of each balance transferred, whichever is greater. Cash advance fees are either $5 or 3% of each cash advance, whichever is greater. Foreign transaction fees, for merchants located outside of the U.S., are (a) 1% of the U.S. dollar amount of the transaction, if converted from a foreign currency, or (b) 1% of the U.S. dollar amount of the transaction, if made in U.S. dollars. Subject to credit approval. This card is issued by TCM Bank, N.A.

4In order to access rewards, your account must be open and in good standing.